Letter templates

Fill-in letters you complete yourself and send as Certified Mail.

• Cease and desist letter to a debt collector you can edit and mail

  Cease and desist letter to debt collector under 15 U.S.C. 1692c(c): a sample with no threats, the three contacts the law still allows, and what it does not stop.

• Credit dispute letter to a credit bureau: a sample you can edit and mail

  Credit report dispute letter based on the FTC sample: what to write, what to enclose, where each bureau takes mail, and the 30 and 45 day deadlines in the law.

• Dispute letter to a debt collector you can edit and mail

  Dispute letter to debt collector, built on 15 U.S.C. 1692g and the CFPB sample: wording for a debt that is not yours, already paid or the wrong amount.

• Debt validation letter template you can edit and mail

  Debt validation letter template built on 15 U.S.C. 1692g and the CFPB sample letter: what to ask for, how the 30 days run, and how to mail it certified.

• Demand letter template you can edit and mail

  Demand letter template with a plain sample, the pre-suit notice rules of California, Massachusetts and Texas read at the source, and what not to threaten.

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