Credit bureau mailing addresses
These are the consumer reporting companies we have an address page for. Each address was read on the company's own website or form, and each page links that source and shows the date we read it.
A dispute or a freeze sent to one company covers that company's file only. If the same item is on more than one report, each company gets its own letter.
| Company | What the address is for | Mailing address | Last checked |
|---|---|---|---|
| Equifax | Credit report disputes by mail | Equifax Information Services LLC P.O. Box 740256 Atlanta, GA 30374-0256 | 13 Nov 2026 Source and details |
| Experian | Credit report disputes by mail | Experian Dispute by Mail P.O. Box 4500 Allen, TX 75013 | 13 Nov 2026 Source and details |
| Innovis | Security freeze, dispute and report requests by mail | Innovis Consumer Assistance PO Box 530088 Atlanta, GA 30353-0088 | 13 Nov 2026 Source and details |
| LexisNexis Risk Solutions | Security freeze requests by mail | LexisNexis Risk Solutions Consumer Center Attn: Security Freeze P.O. Box 105108 Atlanta, GA 30348-5108 | 13 Nov 2026 Source and details |
| ChexSystems | Security freeze requests by mail | Chex Systems, Inc. Attn: Security Freeze Department PO Box 583399 Minneapolis, MN 55458 | 13 Nov 2026 Source and details |
TransUnion is not in this list yet. We add a company only after we have read its mailing address on its own site, and we have not finished that check for TransUnion.
Sending a dispute does not mean the item will be changed or removed. We are not a credit repair organization.
Certisent is not affiliated with Equifax, Experian, TransUnion, Innovis, LexisNexis Risk Solutions, Chex Systems, Inc. or any consumer reporting company. Independent service. Not affiliated with USPS, the IRS or any government agency.